Mobile Champs releases ‘Valentine Day Cards’ iphone/ipod touch App on iTunes App Store – A company called MobileChamps – which is right as rain-has done remarkably well, gladly announces the launch of one of the most thrilling of app for everyone on account of upcoming Valentine Day. It is designed to put a person where he rightfully belongs to ‘In his loved one’s heart’. It has in it something that’ll bring smiles on the faces all around. Prime, principal and perennial objective of the company is to bring cheers on the faces.

Mophie,  popular iPhone and iPod accessory and battery add-on maker, will unveil at Consumer Electronic Show  in Las Vegas this month its iPhone credit card reader and third-party app .

Accessory, named “Credit Card Reader” along with a complimentary third party processing application will allow iPhone users to accept credit payments by swiping their credit cards through a special casing attached to their mobile phone.

The device, which will turn any iPhone into a credit card reader, will be a direct competitor to Square, which is developed by Twitter co-founder Jack Dorsey.

Mophie’s credit card reader will compete with other electronic payment solutions such as Swipe ($0.99 on iTunes App Store), VeriFone’s PAYware Mobile, Intuit’s GoPayment and Square.

Today Wildcard Network, Inc. announces the launch of the Wildcard iPhone application in the iTunes Store. Wildcard app brings gift cards to life by offering a convenient and intuitive way to manage and gift on the iPhone. Best of all, Wildcard is absolutely free!

With Wildcard, you can buy, store, gift and use your favorite gift cards on the iPhone!

• Add your old plastic Gift Cards to Wildcard and never be without them.
• Check your balance or call customer service with just a tap.

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Obopay Introduces New iPhone Application – Now Sending Money and Staying Connected to Family is Easier Than Ever – Obopay announced that its Obopay Mobile Payments application for the iPhone will be available from the Apple App Store beginning today. The free download will enable iPhone users to send money to friends and family more quickly and easier than ever with Obopay’s application.

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VeriFone Holdings, Inc., (NYSE: PAY) today announced PAYware Mobile, a complete payment solution for the Apple iPhone that provides small businesses with simple and secure card processing capabilities on the popular smartphone platform.

VeriFone’s payment solution for the iPhone (www.paywaremobile.com) puts mainstream payment processing capabilities in the hands of small business merchants who need a mobile card acceptance solution for enterprises such as home repair, small cafes, door-to-door sales, or virtually any other type of business. The hardware and software solution will begin shipping January 15 and is available free to those who sign up for a PAYware Mobile secure gateway service agreement.

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Discover has launched a new Discover Mobile iPhone application – now available as a free download from the iTunes App Store. Access your Discover account information securely anytime, anywhere with the FREE Discover Mobile iPhone and iPod touch application.

Features:

• View your account summary including: current balance, last statement balance, minimum payment due, payment due date, last payment made, credit available, and Cashback Bonus balance
• Make a Discover card account payment
• View recent transactions
• View recent and pending payments
• View rewards activity
• Enroll in quarterly 5% programs

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Starbucks is testing a mobile payment system in Seattle and Silicon Valley.
Starbucks Card Mobile app allows users to add money to their card account from the app using a credit card, and then use it to pay for Starbucks products by swiping a 2-D barcode on the screen.

Just enter your Starbucks Card number and your iPhone ‘becomes’ your Starbucks Card.
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Gartner predicts the number of mobile payment users worldwide will hit 73.4 million by 2009 and 190 million by 2012. This represents a tremendous percentage of total cell phone users (Gartner estimates upwards of 3% of the total user base) and companies must consider this technology as a potential payment channel comparable with checks, cash and electronic funds transfers.

Retailers First Adopters of Mobile Payments

The benefits of mobile payment solutions for retailers are obvious. The ability to accept credit card payments or mobile payments on a wireless device such as a smartphone enables retailers to create a host of new, innovative and engaging retail platforms. “Pop-Up Retail,” a term coined by Trendwatching.com, is a temporary retail space designed to quickly draw in crowds in high traffic areas then disappear once buzz wanes. Think fairs, concerts and other outdoor venues with massive crowd attendance. Because these events have limited time durations the expense of creating a permanent retail space (and the infrastructure to support it like phone and internet lines) is prohibitive.

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